Desjardins VISA Modulo Gold

Lowest annual fixed rate in Canada

Desjardins VISA Modulo Gold

Overview of credit card features

  • Annual Fee
  • Additional Cards Fee
  • Annual interest rate
  • Cash Advances
  • General Cash Back Percentage
  • Travel Medical Insurance
  • Travel Accident Insurance
  • Trip Cancellation Insurance
  • Vehicle Rental Insurance
  • Extended Warranty (1 Year)
  • Purchase Protection (90 days)

This card is good for:

  • Those who carry a balance and would like to save by using this low-interest card
  • Those who would like to collect BONUSDOLLARS (1% of your purchases), where 1 BONUSDOLLAR = $1
  • Those who would benefit from a 20% discount on Hertz worldwide

Editor`s Review

This card is mainly beneficial for those who carry a balance on their card. Most credit cards would charge between 19% to 22% in interest if you carry a balance. For $50 a month, this card could potentially save you money on your interest, as it charges the card owner only 9.9%, which is a significantly lower rate than what is charged on other Canadian credit cards. Use Wallet Savvy’s interest rate calculator to check how much you can save in case you carry a balance.

In addition to low interest rates, this card also provides basic travel and accident insurance (for short trips), as well as purchase insurance in case of loss, theft, damage from fire for most goods purchased with this card.

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