Simplii Cash Back Visa

Annual Fee $0 Annual interest rate 20.99% Cash Advances 22.99%

Travel Medical Insurance no Travel Accident Insurance yes Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Lounge Access (four per year) no Concierge Services no Price Protection Insurance yes Extended Warranty (1 Year) yes Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) yes Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) no Mobile Payment no

$0 annual fee; earn 4% cash back on restaurant, bar, and coffee-shop purchases on the first $5,000 in annual spend; 1.5% cash back on gas, grocery, drugstore, and pre-authorized bills on the first $15,000 in annual spend; 0.5% cash back on everything else; no limits after the category caps (base 0.5% applies); welcome offer: 10% cash back on first $500 of restaurant/bar purchases in first 4 months (up to $50); cash back paid out annually in December; common carrier accident insurance and purchase security + extended warranty via Visa Base; 20.99% purchase APR / 22.99% cash advance; linked to Simplii no-fee chequing (no separate card account); issued on CIBC's Visa infrastructure with full tap and mobile wallet supportFoodies and everyday spenders who want a no-fee card with a standout 4% dining rate and useful 1.5% on essential categories