Brim World Elite Mastercard

Annual Fee $199 Annual interest rate 19.99% Cash Advances 22.99%

Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance no Lounge Access (four per year) no Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) yes Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) yes Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) yes Mobile Payment no

$199 annual fee; earn 2% base cash back on every purchase and up to 10% at Brim in-app partner retailers; no foreign transaction fees on any foreign-currency purchases (Mastercard FX rate applies with 0% markup); welcome offer: up to 40,000 points on qualifying spend in the first three months; Mastercard World Elite benefits: out-of-province emergency medical, trip cancellation/interruption, rental car collision damage waiver, flight/baggage delay, common carrier accident, hotel-burglary; purchase protection and extended warranty; $1,000 mobile device insurance; complimentary Boingo Wi-Fi (1 billion hotspots globally); DragonPass airport lounge membership (one free visit per year, additional visits $32 USD); 19.99% purchase APR / 22.99% cash advance; real-time installment plans to split larger purchases; in-app cashback redemptionFrequent international travelers and online shoppers who want no FX markup plus premium travel insurance without the $795 luxury-card annual fee