Overview of credit card features
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| yes | - Travel Accident Insurance
| yes | - Trip Cancellation Insurance
| yes | - Trip Interruption Insurance
| yes | | yes | | no | - Lounge Access (four per year)
| no | | yes | - Price Protection Insurance
| yes | - Extended Warranty (1 Year)
| no | | no | - Purchase Protection (120 days)
| no | - Purchase Protection (90 days)
| yes | - Purchase Protection (180 days)
| no | - Lounge Access (two per year)
| yes | - Lounge Access (one per year)
| yes | | no |
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Card details
$0 annual fee with minimum $80,000 personal or $150,000 household income; earn 3% unlimited cash back on all US dollar purchases (the highest US-dollar earn rate of any Canadian card); earn 2% cash back on all other purchases when redeemed toward Rogers, Fido, or Shaw bill, or 1.5% cash back when redeemed as a statement credit or transferred to other Mastercard-eligible use; no cap on cash back earned; Mastercard World Elite travel benefits: out-of-province emergency medical insurance (up to 10 days), trip interruption, lost/delayed baggage, rental car collision damage waiver, common carrier accident; purchase assurance and extended warranty; mobile device insurance (if enrolled); 21.99% purchase APR / 21.99% cash advance; 2.5% foreign transaction fee offset effectively by the 3% USD rate; Mastercard World Elite concierge and Priceless Cities access
This card is good for:
Canadians who travel to or shop in US dollars (online US retailers, US visits, FX-billed subscriptions); best-in-market USD earn rate