Neo World Elite Mastercard

Annual Fee $125 Annual interest rate 19.99% Cash Advances 22.99%

Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance no Lounge Access (four per year) no Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) yes Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) yes Purchase Protection (180 days) no Lounge Access (two per year) yes Lounge Access (one per year) yes Mobile Payment no

$125 annual fee, minimum $80,000 personal or $150,000 household income required; earn an average 5% cashback at Neo partner merchants; guaranteed minimum 2% cashback on grocery, gas, dining, and transport categories; 1% cashback on all other non-partner purchases; Mastercard World Elite benefits: travel insurance package (trip cancellation, trip interruption, travel accident, lost or delayed baggage, rental car collision damage waiver, common-carrier accident); purchase protection and extended warranty; mobile device insurance up to $1,000; Priceless Cities access and Mastercard World Elite concierge service; 19.99% purchase APR / 22.99% cash advance; unlimited virtual cards; free credit score monitoring; optional balance protectionHigh-spending Canadians with $80k+ income who want a single card with top-tier Neo partner rate plus solid 2% base categories and full Mastercard World Elite travel insurance